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Your Trip Details

Make sure when filling out your details you provide accurate and up to date information to avoid invalidating any claim on your policy.

Single Trip
Cover for one single trip up to 94 days in duration, dependent on your age. Age is at the date the policy is purchased.

Annual Multi Trip
If you are taking more than one trip a year, an Annual Multi-Trip policy may be more suitable. Cover for an unlimited number of trips (with a maximum duration of 31 days) per year.

We are unable to provide cover under this policy for trips to Belarus, Cuba, Russia, Ukraine, North Korea, Iran and Venezuela.

No cover is provided for claims arising from the Government or Foreign, Commonwealth & Development Office (FCDO) changing their travel advice.

It is your responsibility to check the latest advice from the FCDO prior to commencing your trip, which you can find at http://www.gov.uk/foreign-travel-advice

No cover is provided for any travel through or to countries where the FCDO have advised against all but essential travel before you leave for your trip.

Please tell us all the countries you will be visiting on this trip.

Winter Sports You are not covered under any section of the policy when participating in winter sports unless you select this option.

This option is only available if age 66 years or under.

Please note on Annual Multi Trip policies there is a limit of 17 days winter sports cover per policy year.

A list of winter sports covered can be found in the Policy Wording.

Cruise You are not covered under any section of the policy for cruise trips unless you select this option.

Please note on Annual Multi Trip policies there is a limit of 31 days cruise cover per policy year.

Choose your cover dates

Single Trip policies
Fill in your start and end date. Your start date may well be far into the future, but you’ll be covered for cancellation from the date you purchase the policy.

Please ensure the dates you select include the date of leaving your home, to the date you return to your home at the end of the trip.

Choose your start date

Annual Multi-Trip policies
Your cover start date is different to the start date of your first trip. It is important that you buy your annual multi-trip in advance of travelling even if your first trip is still far away, so today’s date is a good date to choose if you’ve already booked your holiday. This is to ensure you are covered for cancellation should your trip be cancelled before it starts.

On Annual multi trip policies cancellation cover will not be provided until your policy start date. Please choose today's date if you want cover as soon as possible.

Your Traveller Details

One person - One person who is 18 years of age or over.

Couple - You and your spouse, including a civil partner or co-habite.

Family - Family consists of 2 adults, aged 66 years or under, plus up to 10 children aged 17 years or under. Cover is provided for single parent families. Single parent family consist of 1 adult aged 66 years or under, plus up to 10 children aged 17 years or under. In this description, 'children' includes children, step-children, adopted children, foster children and grandchildren.

Group - A group of individuals travelling together, who may not be related. A group can be up to 8 people.

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Medical Declarations

If you answer ‘yes’ to any of the questions below, then you must declare the relevant conditions to us.

If you are answering the medical questions on behalf of someone else, you must make sure that you have their permission to do so and all of the required information to answer the medical questions fully and accurately. If you are not sure of any of the information you are giving us or do not know, the answers must be checked with the treating G.P.

Failure to accurately and fully declare all medical condition(s) for everyone to be insured on this policy will affect your cover and may result in your claim being declined.

Do you have any pre-existing medical conditions to declare?

Promotional Code

If you have a discount or promotional code, please enter it here:

Eligibility Conditions

By clicking the 'I Agree' box you are confirming that you have read, understand and meet our eligibility conditions, and you have consent to answer all questions on behalf of everyone to be insured on this policy, including questions relating to their medical conditions.

You and all persons to be insured on this policy:

  • You must not be travelling against the latest FCDO advice;
  • Are in the UK at the time of purchasing this policy, your trip/s will start and end in the UK and have not already begun;
  • Are permanently resident in the UK and have your main home in the UK;
  • Are 18 years of age or over at the date of buying the policy;
  • Have been in the UK for a minimum of 6 months in the year prior to purchasing this policy;
  • Are registered with a GP in the UK;
  • Are fit to travel and not travelling against the advice of a doctor, or where you would have been if you had sought their advice before beginning your trip;
  • Are not travelling with the intention of receiving medical treatment;
  • Have not received a terminal prognosis;
  • Do not have any undiagnosed medical conditions (e.g. medical condition/s you are aware of, but for which you have not had a diagnosis).

Why choose Vibe?

  • 24/7 medical emergency helpline
  • Winter Sports and Cruise cover available for an additional premium.
  • Easy claims process.

Important Information

Contact Us

By email, by telephone or by post we're happy to help.

If you have a question about our products or your policy you may find the answer within our FAQs (Frequently Asked Questions) page.

Call us
01444 465554

Email us
customerservice@vibeinsurance.co.uk

Important: Additional terms while you are awaiting surgery or under investigation

If you declare a diagnosed condition for which you are awaiting treatment or further investigation our policy will provide cover with the following exclusions.

There is no cover for cancelling or cutting short your trip under the following circumstances:

  • You receive an appointment for treatment or investigations which conflicts with your planned trip.

  • As a result of the awaited treatment or investigation you become unable to travel on your planned trip.

If you are awaiting an initial diagnosis for an undiagnosed condition (whether you are experiencing symptoms or not) we are unable to provide cover until you have a confirmed diagnosis.

If this is the case you should not purchase this policy as it is not suitable for your needs.

Once you have a confirmed diagnosis please take a new quote to obtain cover.